At Serve & Protect Financial Texas we take our role in helping first responders seriously because we too are first responders, and we understand the trust that can come with that. Nothing is more important to us than ensuring our brothers and sisters are taken care of the right way at all times.
It’s simple.
Term life insurance is a fixed, level premium life insurance policy that is locked in for the length of the term, and is typically much easier to understand versus permanent, cash value life insurance products. Your premiums are guaranteed, and level, for the entire length of the term with typical term periods of 10, 15, 20, 25, 30, 35, and 40 years available.
It’s affordable.
Term life insurance is considerably less expensive than whole life or permanent cash value life insurance policies, ensuring you can get the adequate coverage necessary for the lowest price. There are no surprises when it comes to Term life insurance. Your premiums are guaranteed, and level for the entire term!
It’s tax-free.
If you die while your policy is active, and during the term, your beneficiaries can be paid the face value of the policy as a one-time lump sum payment which is TAX-FREE.