Sorting through all the life insurance options, prices, and fine print can be overwhelming. We can help.
You put on a bullet proof vest every day before you hit the streets. It’s important to provide that same level of comfort to your family if the worst occurred. Would your family be able to maintain their current lifestyle if your salary suddenly vanished? You wouldn’t leave yourself unprotected by not wearing your vest, don’t leave your family unprotected from something tragically happening to you, or them, either!
At Serve & Protect Financial Texas we take our role in helping first responders seriously because we too are first responders, and we understand the trust that can come with that. Nothing is more important to us than ensuring our brothers and sisters are taken care of the right way at all times.
Term life insurance is a fixed, level premium life insurance policy that is locked in for the length of the term, and is typically much easier to understand versus permanent, cash value life insurance products. Your premiums are guaranteed, and level, for the entire length of the term with typical term periods of 10, 15, 20, 25, 30, 35, and 40 years available.
Term life insurance is considerably less expensive than whole life or permanent cash value life insurance policies, ensuring you can get the adequate coverage necessary for the lowest price. There are no surprises when it comes to Term life insurance. Your premiums are guaranteed, and level for the entire term!
If you die while your policy is active, and during the term, your beneficiaries can be paid the face value of the policy as a one-time lump sum payment which is TAX-FREE.
As first responders and police officers, we need to control the situations we are in, especially if we are facing an unknown element. So why do we neglect to ensure our future is protected? To control the unknown in our own lives? Life insurance is a commonly ignored form of insurance, but it should be a tool in your arsenal for a secure financial future and we can get the right policy for you and your family.
We will provide you with simple to read quotes from some of the most trusted, top A-rated life insurance companies. We don’t just look at one carrier, we shop multiple top A-rated carriers to ensure you are getting the lowest price from some of the best, most recognized companies!
Once you determine the right amount of coverage that is best for you and your family, along with the right term period, we step in to do all the leg work for you, taking care of all of the application paperwork and keeping you up to date throughout the entire application process.
Once the application process has been completed the carrier will reach out to schedule a phone interview and may follow up with a brief medical exam where they will send a licensed medical professional right to your door step, or place of choosing, to confirm details provided during your health questionnaire, before confirming the price for the selected policy you choose.
The fiduciary advisors at Serve & Protect Financial Texas are retired and current police officers who speak your language. During this 15-minute call, we’ll discuss your financial goals and how to get you there.
We’ll create and execute a personalized action plan for you based on your goals, whether it’s financial wellness training for your department, personal financial planning, or life insurance.
Consistent and ongoing financial management is key to a strong retirement. With our process you’ll be confident in your, or your teams’, financial future.
Making healthy financial choices is essential to building a strong financial future. Our Legacy Go-Bag makes organizing and keeping track of your finances easy. A Legacy Go-Bag creates an organized place to have all important personal information and instructions to help your family locate items related to your personal finances and final wishes. A Legacy Go-Bag will help give them specific instructions, from you, about how you want things to occur in the event that you pass away or are seriously injured.
Organize your finances with the Legacy Go-Bag Worksheet.
Investment advice offered through IFP Advisors, LLC, dba Independent Financial Partners (IFP), a Registered Investment Adviser. IFP is not affiliated with Serve & Protect Financial Texas.
