We Help First Responders Build Strong Financial Futures.

At Financial Cop, we provide fiduciary wealth management, and department wide financial wellness training built specifically for first responders, and we’re 100% owned and operated by retired first responders. We understand the job, the lifestyle, and the unique decisions you face around pensions, retirement timing, benefits, and protecting your family—because we’ve lived it.

As fiduciaries, we are legally obligated to put your best interest first, not just some of the time, but always. That matters, because not every firm operates under that same high standard 100% of the time. 

Not planning for your financial future can create stress & could cost you the retirement you deserve.

We know how stressful it is to not know who to trust when it comes to understanding finances and financially securing your future.
 
How do you learn how to build and manager your wealth the right way?    Where do you start?  What steps should you follow? 
 
Don’t feel stuck and discouraged.
 
We understand the struggles, and more importantly how to dig out of those struggles in to win with your finances, and build your retirement because we went through it, too.
 
Let the FinancialCops help get you get you on the right path to building your financial strength the right ways.

How it works

1

Schedule A 15-Minute Discovery Call

The fiduciary advisors at FinancialCop are retired and current first responders who speak your language. During this 15-minute call, we’ll discuss your financial goals and how to get you there.

2

Get An Action Plan

We’ll create and execute a personalized retirement / financial action plan for you based on your goals, whether it’s financial wellness training for your department, personal financial planning, or life insurance.

3

Be Confident In Your Financial Future

Consistent and ongoing financial, and investment management is key to a strong retirement. With our process you’ll be confident in your, or your teams’, financial future.

Our Premier Financial Wellness Training Has Been Featured With Thousands of First Responder Agencies & National Law Enforcement Conferences.

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Get The Legacy Go-Bag Worksheet

Making healthy financial choices is essential to building a strong financial future. Our Legacy Go-Bag makes organizing and keeping track of your finances easy. A Legacy Go-Bag creates an organized place to have all important personal information and instructions to help your family locate items related to your personal finances and final wishes. A Legacy Go-Bag will help give them specific instructions, from you, about how you want things to occur in the event that you pass away or are seriously injured.

Organize your finances with the Legacy Go-Bag Worksheet.

The FinancialCop Difference

Fee Only Financial Services

We are fiduciary-only financial advisors. That means every recommendation we make is guided by one standard: your best interest—always. We don’t sell commission-driven products or use compensation structures that create hidden incentives, including many annuity-based sales models.

 

We believe transparency is part of our duty. You’ll always know how we operate, how decisions are made, and exactly how we’re compensated.

Fiduciary Care

Transparency isn’t a buzzword for us—it’s a standard. That’s why we operate as a fee-only firm, regardless of whether your managed assets are $20,000 or $2 million. Our compensation is clear and straightforward, so more of your money stays invested and focused on your future

Retired First Responder Owned

Because we’re 100% owned and operated by retired first responders, we understand the unique financial planning challenges and opportunities that come with a career in public safety—pensions, overtime income, early retirement timelines, and benefit decisions that most advisors simply don’t encounter.

We bring firsthand experience and specialized knowledge to help you maximize your pension, build a fundamentally strong financial plan, and improve your long-term financial wellness—so you can retire with confidence and protect what you’ve built.

Featured Blogs

Market Update for Q2 – 2025

Sign up to receive all FinancialCop updates 🚨 Q2 2025 Market Recap🚨 The Market Took a Hit—Then Got Back Up Like a Fighter Let’s break down what happened this quarter in a way that makes sense without a finance degree or a Bloomberg terminal. Back in April, the stock market

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What type of life insurance should you choose?

If you are a first responder, every shift, every moment on the job can be risky. Being prepared for the worst, your death, is the best way to protect your family. A quality life insurance policy can protect your family and help them maintain the same lifestyle you are living

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